A written Summary Plan Description (SPD) for each separate welfare benefit plan communicating plan rights and obligations to participants and beneficiaries. These documents contain ERISA wrapper language, along with the certificate of insurance to constitute a SPD.
An easy to understand summary of the HMO Select IV plan’s benefits and coverage, including coverage examples, which show you what the plan would cover in common medical situations.
An easy to understand summary of the KPOS $10/$20 benefits and coverage, including coverage examples, which show you what the plan would cover in common medical situations.
